Construction Accident Lawyer: A Step-by-Step Guide

Working in construction is tough, physical work that provides for your family. An injury doesn't just cause physical pain—it threatens your entire livelihood. Suddenly, you’re unable to do the job you’ve built your life around, and the future feels uncertain. Large construction companies and their insurance carriers have teams of people working to protect their bottom line, which often means paying you as little as possible. You need someone in your corner who is just as tough and dedicated to protecting you. A construction accident lawyer levels the playing field, fighting for the rights of blue-collar workers. They understand that your case is about more than a settlement; it’s about securing your family’s future and getting the justice you deserve.

Key Takeaways

• A Lawyer Handles the Legal Work So You Can Heal

  : Your attorney's primary role is to manage the entire claims process for you. This includes investigating the accident, gathering evidence, and negotiating with insurance companies, which allows you to focus on your recovery without the added stress.

• Your Actions After an Accident Matter

  : To protect your rights, seek immediate medical attention to create an official record of your injuries. Then, report the incident to your employer in writing and document everything you can with photos and witness information.

• You May Be Entitled to More Than Workers' Comp

  : While workers' compensation covers basic costs, it doesn't account for pain and suffering. An experienced lawyer can identify if a third party, like a subcontractor or equipment manufacturer, was also at fault, opening the door to a separate personal injury claim for full compensation.

What Does a Construction Accident Lawyer Actually Do?

After a construction accident, you might feel overwhelmed by medical appointments, lost income, and confusing paperwork. It’s easy to think a lawyer just adds another layer of complexity, but their role is to simplify the process for you and fight for your rights. A dedicated construction accident lawyer becomes your advocate, handling the legal burdens so you can focus on your recovery. They manage every detail, from the initial investigation to the final settlement, ensuring you are positioned to receive the full compensation you deserve. Instead of leaving you to face powerful construction companies and their insurance carriers alone, your lawyer levels the playing field. They step in to answer your questions, explain your options in plain language, and build a strategy tailored to your specific situation. This support allows you to heal without the added stress of a legal battle.

Investigate Your Accident and Gather Evidence

One of the first things your lawyer will do is launch a thorough investigation into your accident. This isn't just about looking at your initial report; it's a deep dive to uncover the facts. Your legal team will visit the site, take photographs, and interview witnesses before memories fade or evidence disappears. They will also secure crucial documents like safety logs, inspection reports, and employee training records to identify any safety violations that contributed to your injury. A skilled construction injury lawyer knows exactly what to look for to build a strong foundation for your case, ensuring no detail is overlooked.

Negotiate with Insurance Companies

Dealing with insurance companies can be one of the most frustrating parts of an injury claim. Adjusters are trained to protect their company’s bottom line, which often means offering you the lowest possible settlement—or denying your claim altogether. Your lawyer steps in as a barrier between you and the insurance company. They handle all communications, submit the necessary paperwork, and negotiate aggressively on your behalf. This prevents you from accidentally saying something that could weaken your case and ensures that any settlement offer fairly covers your medical bills, lost wages, and suffering. Their experience protects your rights in any personal injury claim.

Build a Strong Case for You

Gathering evidence is just the start. Your lawyer’s real expertise shines in how they assemble that evidence into a powerful legal argument. They will work with medical experts to document the full extent of your injuries and consult with financial professionals to calculate your total losses, including future lost income and ongoing care needs. This strategic approach often goes beyond a standard workers’ compensation claim by identifying all liable parties, which could include general contractors, property owners, or equipment manufacturers. By building a comprehensive and compelling case, your lawyer puts you in the strongest possible position for a successful outcome.

Fight for Blue-Collar Workers

A good lawyer understands that for a construction worker, an injury isn't just a physical setback—it's a threat to your livelihood and your family's stability. They recognize that many blue-collar employees struggle to adapt to life after a debilitating injury and need dedicated legal support. Your attorney should be more than just a legal representative; they should be a partner who understands the physical demands of your job and fights to secure a future for you when you can no longer work. This is especially critical for workers who have suffered from devastating spinal cord injuries or other life-altering harm, ensuring their long-term needs are fully addressed.

Know Your Legal Rights After an Accident

After a construction accident, everything can feel overwhelming. You're dealing with an injury, medical bills are piling up, and you're not sure what to do next. Understanding your rights is the first step toward getting the support you need. The law provides specific protections and avenues for compensation, but they can be tricky to handle on your own. It’s important to know the difference between various types of claims, who can be held accountable, and the deadlines you need to meet. This knowledge empowers you to make the best decisions for yourself and your family during a difficult time.

Workers’ Compensation vs. Third-Party Claims

Most people know about workers’ compensation, which is designed to cover your medical bills and a portion of your lost wages, regardless of who was at fault for your injury. What many don't realize is that by accepting these benefits, you generally can't sue your employer. However, if someone other than your employer or a co-worker was responsible for your accident, you may have a third-party claim. This is a type of personal injury lawsuit that allows you to seek compensation for things workers' comp doesn't cover, like pain and suffering. It’s possible to have both a workers' comp claim and a third-party claim at the same time.

Who Can Be Held Responsible?

Construction sites are complex, with many different companies working at once. While you likely can't sue your direct employer, another party’s negligence may have caused your injury. This could be the property owner, the general contractor, other subcontractors, engineers, or architects. For example, if you were hurt because of a faulty piece of equipment, you might have a product liability claim against the manufacturer. An experienced lawyer can investigate the accident to identify all the responsible parties, which is key to ensuring you receive the full compensation you deserve for your injuries.

OSHA Violations and Your Case

The Occupational Safety and Health Administration (OSHA) sets and enforces safety standards to protect workers on construction sites. When these rules are broken, serious accidents happen. If your injury was caused by an OSHA violation—like inadequate fall protection or unsafe scaffolding—it can serve as powerful evidence of negligence in your third-party claim. While a violation alone doesn't guarantee a win, it shows that a party failed to meet their legal duty to keep the site safe. A thorough investigation into your construction injury will include reviewing safety records and determining if any standards were ignored.

Deadlines for Filing a Claim

One of the most critical things to know is that you have a limited time to take legal action. This deadline is called the statute of limitations, and it varies by state. If you miss this window, you could lose your right to seek compensation forever. Because evidence can disappear and memories can fade, it is crucial to act quickly. Don't wait to see if you feel better or assume you have plenty of time. The best thing you can do to protect your rights is to speak with an attorney as soon as possible after the accident. They can make sure all necessary paperwork is filed correctly and on time.

Your Right to Protection from Retaliation

Many workers worry that if they report an injury or file a claim, they could lose their job. You should know that it is illegal for your employer to fire, demote, or otherwise retaliate against you for getting hurt on the job and seeking benefits. You have a right to a safe workplace and a right to compensation when you are injured. Fear should never stop you from getting the medical care and financial support you need to recover. If you feel you are being punished for reporting your accident, an attorney can help you understand your options and protect your livelihood.

Critical Steps to Take After a Construction Accident

The moments after a construction accident are often a blur of confusion and pain. It’s hard to think clearly, but the actions you take right away can have a huge impact on your health and your ability to get the compensation you deserve. If you’ve been hurt on the job, focus on these critical steps. They are designed to protect you, create a clear record of what happened, and set you on the right path for recovery.

Get Medical Attention Immediately

Your health is the absolute top priority. Always get medical help quickly after an accident, even if the injury seems minor. Adrenaline can mask pain, and some serious conditions, like internal injuries or concussions, don't show symptoms right away. Seeking immediate medical care ensures you get the treatment you need. It also creates an official medical record that connects your injuries directly to the workplace accident. This documentation is essential when you file for workers’ compensation or pursue any other legal claim. Don’t tough it out or wait to see if you feel better tomorrow—see a doctor right away.

Document the Scene and Your Injuries

If you are physically able, try to document everything you can. Use your smartphone to take pictures and videos of the accident scene from multiple angles. Capture any hazards, faulty equipment, or unsafe conditions that contributed to the incident. Take photos of your visible injuries as well. It’s also incredibly helpful to get the names and contact information of any witnesses who saw what happened. As soon as you can, write down every detail you remember about the accident while it’s still fresh in your mind. This personal record can be invaluable later on.

Report the Incident Correctly

You must officially report the accident to your employer. Tell your supervisor, foreman, or HR department about your injury as soon as possible. Many companies have specific procedures and deadlines for reporting, so don’t delay. It’s best to make the report in writing—an email or a formal incident report form works well—so you have a dated record. When you describe what happened, stick to the facts. Don’t guess about the cause or accept any blame. Simply state what occurred and that you were injured. This formal report is a critical step to initiate your workers' compensation claim.

Preserve Key Evidence

Construction sites change by the hour, so preserving evidence is key. If possible, keep any physical items involved in the accident, like damaged safety gear, broken tools, or torn clothing. Don’t let anyone repair or dispose of faulty equipment before it can be inspected. Figuring out who is responsible for a construction injury can be complicated. While you usually can't sue your employer if you get workers' compensation, you might be able to sue other parties, like a subcontractor or the manufacturer of defective machinery. Preserving evidence helps your attorney identify all responsible parties and build the strongest case for you.

Speak with a Lawyer

If you are injured or a family member dies in a construction accident, you should talk to a construction accident lawyer as soon as possible. Handling insurance claims and the legal system is overwhelming, especially when you’re trying to recover. An experienced attorney will protect your rights, handle communications with insurance companies, and investigate all potential sources of compensation, including third-party claims. Most personal injury lawyers offer a free consultation to review your case, so you have nothing to lose by getting professional advice. It’s the best way to ensure you understand all your options and can make informed decisions.

Common Types of Construction Accidents

Construction sites are dynamic environments, but that doesn't mean they have to be unsafe. While every project has risks, many of the most devastating accidents are preventable and happen because someone cut corners on safety. Understanding the common types of incidents can help you identify if negligence played a role in what happened to you or your loved one. When safety protocols are ignored, the results can be life-altering, and you have the right to hold the responsible parties accountable.

Falls from Heights

Falls are consistently one of the leading causes of serious injury and death in the construction industry. These aren't just minor slips; we're talking about falls from scaffolding, ladders, roofs, or any elevated work area. Often, these incidents occur because of missing guardrails, defective safety harnesses, or unstable surfaces. A fall can result in traumatic brain injuries, broken bones, and permanent disabilities. If you were injured in a fall, it’s critical to determine if proper safety measures were in place. An experienced lawyer can investigate whether a lack of required protective equipment led to your construction injury.

Heavy Equipment and Machinery Incidents

The sheer power of heavy machinery like cranes, bulldozers, and excavators makes them incredibly dangerous when handled improperly. Accidents involving this equipment can happen in many ways: a worker can be struck by or caught between vehicles, a machine can malfunction due to poor maintenance, or an operator may lack sufficient training. These incidents frequently cause catastrophic harm, including crushing injuries and amputations. Determining the cause—whether it was equipment failure or human error—is a key step in building a case and securing the compensation you need for recovery.

Electrical Accidents

Live wires, unfinished electrical systems, and overhead power lines pose a silent but deadly threat on construction sites. Electrocution, severe burns, and nerve damage are all possible outcomes of contact with a live current. Even a minor shock can cause a worker to fall from a height, leading to a secondary set of injuries. These accidents are often the result of a failure to de-energize circuits, improper handling of electrical tools, or inadequate communication about electrical hazards on the job site. If you've suffered an electrical injury, you deserve to know if safety standards were violated.

Structural Collapses

When a building, trench, or other structure gives way, the consequences are immediate and severe. A structural collapse can trap workers under tons of debris, causing devastating crush injuries, asphyxiation, or death. These failures can stem from a variety of factors, including design flaws, the use of substandard building materials, or a failure to properly support a structure during excavation or demolition. Investigating a collapse is complex, but it's essential for holding negligent architects, engineers, or contractors accountable and providing justice for victims and their families after a wrongful death.

Scaffolding Failures

Scaffolding is essential for many construction projects, but it must be erected and maintained perfectly to be safe. When it’s not, it can collapse or fail in other ways, putting workers at extreme risk. Common causes of scaffolding accidents include improper assembly, overloading the platform with too much weight or too many materials, or using damaged components. These failures can cause workers to fall or can result in the scaffolding itself falling onto people below. Multiple parties could be at fault, from the company that supplied the scaffolding to the contractor who assembled it.

Struck by Falling Objects

A worksite is often a multi-level environment, and an object dropped from above can be lethal. Tools, building materials, or debris can easily fall and strike a worker below, causing severe head trauma and spinal cord injuries. These accidents are almost always preventable with proper safety measures like toe boards, debris nets, and tethering systems for tools. When these precautions are skipped, it creates an unacceptably dangerous environment for everyone working below. If you were hit by a falling object, it’s a clear sign that safety protocols may have been ignored.

How the Claims Process Works

After a serious injury, the thought of a legal battle can feel completely overwhelming. You’re focused on healing, not on paperwork and phone calls with insurance adjusters. That’s where we come in. The legal process doesn’t have to be confusing or intimidating. We handle the complexities so you can focus on your recovery. Think of us as your guide and advocate, breaking down the journey into clear, manageable steps. From the first conversation to the final resolution, we’re with you, making sure you understand what’s happening and why.

Your Free Case Evaluation

It all starts with a simple, no-pressure conversation. We offer a free meeting to talk about your case because you deserve to know your options without any financial risk. During this evaluation, you can share what happened, and we’ll listen. We’ll explain your legal rights and give you an honest assessment of your claim. This is your chance to ask questions and get a feel for our team. Most importantly, you should know that we only get paid if we win your case. There are no upfront costs or hidden fees, so you can move forward with confidence, knowing we’re fully invested in your success.

Collecting Evidence and Medical Records

A strong case is built on solid evidence. Our team gets to work right away to investigate every detail of your accident. We will gather crucial evidence, which can include accident reports, photos and videos of the scene, safety records, and interviews with witnesses. We also handle the task of collecting all of your medical records to create a complete picture of your injuries and the care you’ll need. By meticulously documenting everything, we build a powerful case designed to show exactly what happened and who is responsible for your construction injury.

Negotiating a Fair Settlement

Once we’ve built your case, we handle all communications and negotiations with the insurance companies. Their goal is often to pay as little as possible, but our goal is to secure the maximum compensation you deserve. A fair settlement should cover all of your losses, including past and future medical bills, lost wages, reduced earning capacity, and damages for your pain and suffering. We are skilled negotiators who know the tactics insurance companies use. We’ll fight tirelessly on your behalf to reach a settlement that truly reflects the impact the injury has had on your life and your family.

Preparing for Trial, If Necessary

While most personal injury cases are settled out of court, we are always prepared to go to trial if that’s what it takes to get you justice. If the insurance company refuses to offer a fair settlement, we won’t back down. Our attorneys are experienced trial lawyers who are comfortable and confident in the courtroom. We prepare every case as if it’s going to trial, ensuring we are ready for any possibility. This readiness often convinces the other side to negotiate in good faith, but if they don’t, you can be sure we are ready to present your case to a judge and jury.

Resources Available to Support You

Recovering from a serious injury is a journey, and you don’t have to go through it alone. Beyond the legal strategy, we provide a network of support to help you manage the challenges you’re facing. We understand that a personal injury affects every part of your life, from your finances to your family’s well-being. Our team is here to answer your questions, provide updates on your case, and connect you with resources that can help with your recovery. We believe in providing compassionate, personalized attention because you’re not just a case number to us—you’re a person who deserves respect and dedicated support.

What Compensation Can You Recover?

After a construction accident, your first priority is your health. But as the medical bills start arriving and you’re unable to work, financial stress can quickly become overwhelming. Filing a claim isn't about getting a windfall; it's about securing the financial stability you and your family need to move forward. The goal is to recover compensation that covers every aspect of your life affected by the injury—from immediate medical costs to the long-term impact on your career and well-being.

Understanding what you may be entitled to is the first step in regaining control. Depending on the details of your case, you can seek damages for a wide range of losses. This compensation is designed to make you "whole" again, at least from a financial perspective, by addressing the costs that someone else’s negligence has forced upon you. Let's break down the different types of compensation you can pursue.

Payment for Medical Expenses

Medical debt is one of the biggest worries after a serious injury. Compensation for a construction injury should cover all of your medical bills, not just the ones you’ve already received. This includes everything from the initial emergency room visit and hospital stay to surgeries, physical therapy, medication, and any specialist appointments. If your injury requires long-term rehabilitation or ongoing care, those future expenses can be calculated and included in your claim. You shouldn't have to pay out-of-pocket for care you need because of an accident that wasn't your fault.

Lost Wages and Future Earnings

Being unable to work can put an immediate strain on your family’s finances. You have the right to seek compensation for the income you've lost while recovering. But what if your injuries prevent you from returning to your old job, or from working at all? Your claim can also include damages for loss of future earning capacity. This is calculated based on your profession, experience, and the severity of your injuries. It ensures that you are compensated not just for the paychecks you've missed, but for the income you will miss out on over your lifetime.

Damages for Pain and Suffering

Some of the deepest impacts of an accident aren't financial. Compensation for pain and suffering is meant to address the physical and emotional distress your injury has caused. This includes the actual physical pain from the injury, as well as the emotional trauma, anxiety, and loss of enjoyment of life that often follow a serious accident. While no amount of money can erase this suffering, it is the legal system's way of acknowledging the profound, personal impact the incident has had on you and your quality of life.

Long-Term Disability Benefits

Construction accidents can result in catastrophic injuries that lead to permanent disabilities. Severe incidents can cause life-altering conditions like spinal cord injuries or amputations, making it impossible to continue in a physically demanding career. In these situations, you may be eligible for long-term disability benefits through a personal injury claim. This compensation provides crucial financial support when you can no longer earn a living in the same way. It helps cover your daily living expenses and provides a safety net for your future.

Costs of Future Care

Serious injuries often require a lifetime of care. Your compensation can account for these ongoing needs. This might include the cost of in-home nursing assistance, medical equipment like wheelchairs or hospital beds, modifications to your home to make it accessible, and regular physical or occupational therapy sessions. By planning for these future costs, your settlement or verdict can provide the resources necessary to ensure you receive the proper care for the rest of your life, without placing a financial burden on your family.

Support for Your Family

The most devastating accidents are those that result in a loss of life. If you have lost a loved one in a construction accident, your family can file a wrongful death claim to seek justice and financial support. This compensation can help cover funeral and burial expenses, the medical bills your loved one incurred before passing, and the loss of their future income and benefits. It also provides damages for the loss of their companionship, guidance, and support. It’s a way to hold the responsible parties accountable and provide for your family’s future during an incredibly difficult time.

How to Choose the Right Lawyer for Your Case

Finding the right legal partner after a construction accident is one of the most important decisions you’ll make. You need someone who not only understands the law but also understands what you’re going through. Think of your initial consultations as interviews—you are hiring someone for a critical job. Look for a lawyer who listens, answers your questions directly, and makes you feel confident. Here are the key areas to focus on to find the best fit for you and your family.

Look for Specialized Experience

When you’re dealing with a construction injury, you don’t want a jack-of-all-trades. You need a specialist. Construction law is a complex field with its own set of safety regulations (like OSHA standards), insurance policies, and common defendants. A lawyer who focuses on these cases will know exactly what evidence to look for, which experts to hire, and how to build a case that stands up to the tactics used by large construction companies and their insurers. Ask them directly: "How many construction accident cases like mine have you handled?" Their answer will tell you a lot about their level of expertise.

Review Their Track Record of Success

Experience is important, but a history of positive results is what truly matters. Look for a law firm that isn't afraid to take a case to trial if a settlement offer is unfair. Insurance companies know which lawyers will settle for less to avoid court and which ones will fight all the way. During your consultation, ask about their past successes. While every case is unique, a strong track record shows that the firm has the skill and determination to handle complex personal injury claims and secure meaningful compensation for their clients.

Assess Their Resources and Support Team

A successful case is rarely a one-person show. A great lawyer is backed by a dedicated team of paralegals, investigators, and legal assistants who all play a role in moving your case forward. The firm should also have a network of trusted experts, like medical professionals and accident reconstruction specialists, who can provide critical testimony. A well-resourced firm can invest what’s necessary to build the strongest possible case for you. This ensures you get the focused, personalized attention you deserve instead of feeling like just another case file.

Find a Communication Style That Works for You

You will be working closely with your lawyer for months, or even years. It’s essential that you feel comfortable with their communication style. Do they explain complex legal terms in a way you can understand? Are they responsive when you have questions? You should feel heard and respected every step of the way. The initial consultation is a great time to gauge this. If you leave the meeting feeling confused or dismissed, that lawyer is probably not the right fit for you. Trust your gut—you deserve a partner who will keep you informed and empowered.

Understand Their Fee Structure

Don’t let worries about cost stop you from seeking legal help. Most personal injury lawyers, including our team at Haddad Law Firm, work on a contingency fee basis. This means you pay nothing upfront, and the lawyer’s fee is a percentage of the compensation they recover for you. If they don’t win your case, you don’t owe them a fee. Before you sign anything, make sure you receive a written agreement that clearly explains the fee percentage and how case-related costs (like expert witness fees or court filing fees) are handled. A trustworthy lawyer will be transparent about all costs involved.

Ask About Language and Accessibility Options

Your ability to communicate clearly with your legal team is non-negotiable. If English isn’t your first language, ask if the firm has bilingual attorneys or staff members who can speak with you in the language you’re most comfortable with. At Haddad Law Firm, we are proud to serve our Spanish-speaking clients. You should also consider physical accessibility. If your injuries make travel difficult, ask if they can meet with you at your home or hospital, or if they offer virtual consultations. The right firm will make the process as easy for you as possible.

Why Choose Haddad Law Firm for Your Case?

After a serious accident, choosing a lawyer can feel like one more overwhelming decision. You need a team that not only understands the law but also understands you. It’s about finding someone who sees you as a person, not just a case file, and who has the skill to stand up to large construction companies and their insurers. At Haddad Law Firm, we combine proven legal expertise with a genuine commitment to the people we represent. We know the stakes are high—your health, your family, and your future are on the line. That’s why we focus on providing clear guidance and powerful advocacy every step of the way.

Our Commitment to Injured Workers

We are here to fight for justice for injured workers. Our attorneys focus on personal injury litigation, specifically representing people who have been hurt because of corporate negligence or someone else’s mistake. We have a deep respect for the hard work you do, and we believe you deserve a team that will work just as hard for you. When you’re facing the complexities of a construction injury claim, our commitment is to provide the strong advocacy you need to handle your case and secure the full compensation you are entitled to. We’re here to make sure your voice is heard.

A Record of Results

When you’re choosing a law firm, you want to see a proven track record. We are proud of our history of successful case resolutions, which includes securing significant settlements for injured workers and their families. For example, we achieved a $1.5 million settlement for a young woman who was injured on a construction site due to OSHA violations. This is just one example of our ability to effectively advocate for our clients and achieve outcomes that provide for their future. You can review more of our case results to see how we’ve helped people in situations similar to yours.

The Personalized Attention You Deserve

At many law firms, it’s easy to feel lost in the shuffle. We do things differently. We prioritize a client-focused approach, which means you get personalized attention and clear communication from start to finish. Our team is dedicated to providing compassionate support because we understand that every case has a unique story. We take the time to listen and tailor our legal strategy to fit your specific needs. This dedication to individualized service is what sets us apart. We want you to feel confident and supported, knowing you have a team that is truly on your side.

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• WORKERS’ COMPENSATION | The Haddad Law Firm
• SLIP-&-FALL ACCIDENTS | The Haddad Law Firm

Frequently Asked Questions

I'm already receiving workers' compensation. Can I still file a lawsuit? Yes, you often can. Workers' compensation is a system that provides benefits through your employer, but it prevents you from suing your employer directly. However, construction sites involve many different companies. If your injury was caused by the negligence of a third party—like a general contractor, a subcontractor from another company, or the manufacturer of faulty equipment—you may have a separate personal injury claim against them. This allows you to seek compensation for damages that workers' comp doesn't cover, such as pain and suffering.

What will it cost me to hire a lawyer for my construction accident? You won't pay anything upfront. Reputable personal injury firms, including ours, work on a contingency fee basis. This means our fee is a percentage of the financial compensation we recover for you. If we don't win your case, you don't owe us a legal fee. This approach allows you to get expert legal help without any financial risk, ensuring your focus can remain on your recovery.

What if I think the accident was partially my fault? You should still speak with an attorney. It's common to second-guess your actions after an accident, but legal fault is often more complex than it seems. Many states have laws that allow you to recover damages even if you were partially responsible. An investigation may also reveal that safety violations or another party's negligence were the primary causes of the incident. Don't assume you don't have a case—let a professional evaluate the facts first.

How long does a construction accident case usually take to resolve? There isn't a single timeline, as every case is different. The duration depends on factors like the severity of your injuries, the complexity of the accident, and how willing the insurance companies are to negotiate a fair settlement. A straightforward case might resolve in several months, while a more complex claim that goes to trial could take a year or longer. A good lawyer will keep you informed at every stage and work to resolve your case as efficiently as possible without sacrificing its value.

The insurance company made a settlement offer. Why do I need a lawyer? Insurance companies often make quick, lowball offers to close a case before you understand the full extent of your injuries and losses. Their initial offer rarely accounts for future medical needs, long-term lost income, or the full measure of your pain and suffering. An experienced lawyer can accurately calculate the true value of your claim and negotiate for a settlement that is fair. Having an attorney shows the insurer you are serious and prevents them from taking advantage of you during a vulnerable time.